Coverage That Protects

and Builds Wealth

Transamerica Financial Foundation (IUL)

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Two IUL Options. One Goal: Meeting Your Clients’ Needs

Choosing the right Indexed Universal Life (IUL) policy starts with understanding what each one offers. We’re proud to provide two distinct IUL solutions each designed to support different goals, whether it's flexibility, protection, or long-term cash value growth. Explore the key differences below.

FFIUL II

Life insurance designed for a wide variety of clients who value death benefit coverage, flexible riders, and traditional IUL benefits. 

Funding your policy
Designed for those who want to pay a premium that fits within their monthly budget

Minimum policy amount
$25,000

Index account options

✔️Global Index Account 

✔️S&P 500® Index Account 

✔️Basic S&P 500® Index Account (No IAMC) 

✔️Balanced Uncapped Account

Loan options
Conventional loans

Living benefit riders
Yes

FCIUL II

Life insurance designed for high earners who want to maximize cash value accumulation and receive tax-advantaged income distributions (not available in New York). 

 

Funding your policy
Designed for those with discretionary income who want to contribute more than their target premium 

Minimum policy amount
$250,000

Index account options

✔️Fidelity Small-Mid Multifactor Index℠ Account 

✔️S&P 500® Index Account 

✔️S&P 500® Plus Index Account 

✔️Balanced Uncapped Index Account 

✔️Global Index Account 

✔️Global Plus Index Account

Loan options
Conventional loans and index loans

Living benefit riders
Yes

All rights reserved. This is not an offer to enter into an agreement. Information and programs are subject to change without notice.

Transamerica

Saleem Boyd

saleem@yourtransamerica.com

(215) 935-4211

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